TERMS AND CONDITIONS

These Terms and Conditions govern the use of our website, as well as any transactions conducted through TOPINSURE. By accessing or using our website, you agree to comply with and be bound by these terms.

General Conditions

  • You must be 18 years of age or older to make a purchase on our website.
  • You agree not to use our website for any unlawful or prohibited purposes.
  • We reserve the right to refuse service to anyone, at our sole discretion, for any reason.

Intellectual Property All content on our website, including text, graphics, logos, images, and software, is the property of TOPINSURE and is protected by copyright laws. You may not use, reproduce, or distribute any content without permission.

Account Responsibilities If you create an account on our website, you are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

Prohibited Uses You agree not to use our website for any illegal or unauthorized purposes, including, but not limited to:

  • Engaging in fraudulent activities.
  • Violating intellectual property rights.
  • Interfering with or disrupting the operation of our website.

Limitation of Liability TOPINSURE is not liable for any damages arising from the use or inability to use our website or products. This includes direct, indirect, incidental, or consequential damages.

Indemnification You agree to indemnify and hold harmless TOPINSURE, its affiliates, employees, and partners from any claims, damages, or expenses arising from your use of our website or violation of these terms.

Governing Law These Terms and Conditions are governed by the laws of the State of Minnesota, USA. Any disputes will be resolved in the state or federal courts located in Crosby, Minnesota.

Amendments We reserve the right to modify or update these Terms and Conditions at any time. Changes will be posted on our website with the updated “Last Revised” date.

Contact Us For any questions about these Terms and Conditions, please contact us:

EFFECTIVE DATE: December 7, 2024